An E&O and D&O Group Insurance Program for Established RIAs
Institutional protection
for established RIAs.
A streamlined E&O and D&O group insurance program combining the insurance expertise of USI Insurance Services, the wholesale market capabilities of CRC Group, and the RIA compliance perspective of STP Compliance.
Start with your firm’s CRD number.
Presented by
Not another basic group insurance program.
RIA Reserve is designed for established advisory firms that expect more from their insurance experience — more clarity, a more professional process, and a program built around the RIA market.
Built for RIAs
Created for the operating realities of registered investment advisers.
Built for established firms
Designed for advisory businesses that have outgrown entry-level group programs.
Built to be simple
A streamlined qualification and application experience beginning with your CRD number.
Why RIA Reserve
A higher class of group protection.
RIA-Focused E&O and D&O
Coverage designed around the operating realities of registered investment advisers. Built for the RIA market, not adapted to it.
Group Program Access
The efficiency of a group program with a materially more professional experience. Group access without the group-plan feel.
Streamlined Qualification
Start with your firm's CRD number. A short qualification process moves eligible firms directly into the application.
Specialist Support
Insurance, wholesale market, and RIA compliance specialists supporting your firm throughout the process.
Designed for firms with more at stake.
RIA Reserve is intended for established independent RIAs, generally managing between $100 million and $1 billion in assets.
The program is designed for firms seeking a more sophisticated alternative to entry-level group insurance options.
- 1Established RIA
- 2CRD Check
- 3Application
- 4Underwriting Review
How It Works
From CRD number to completed application.
Enter your CRD number
Locate and confirm your advisory firm.
Confirm your firm
We locate your firm in public regulatory records.
Complete the application
A guided questionnaire, prefilled from your firm's public filings for you to verify.
Submit for review
Your information is reviewed through the program's underwriting process.
Three specialists. One purpose-built RIA program.
RIA Reserve brings together complementary expertise across insurance distribution, wholesale market access, and RIA compliance.
Retail broker
USI Insurance Services
The client-facing insurance broker and risk adviser supporting participating firms throughout the application, placement, and service process.
Wholesale partner
CRC Group
The wholesale insurance partner providing specialty market access, underwriting coordination, and program support.
RIA compliance partner
STP Compliance
The RIA compliance and industry partner contributing regulatory perspective, market knowledge, and access to established advisory firms.
Questions, answered plainly.
What is RIA Reserve?
RIA Reserve is an E&O and D&O group insurance program built for established registered investment advisers, presented by USI Insurance Services, CRC Group, and STP Compliance.
Who is the program designed for?
Independent RIAs, generally managing between $100 million and $1 billion in assets, that are looking for a more sophisticated alternative to entry-level group insurance options.
What does the CRD check do?
Entering your firm's CRD number locates your advisory firm in public regulatory records so you can confirm your firm and begin the qualification process.
Does the CRD check guarantee eligibility?
No. The CRD check begins a preliminary qualification process. All eligibility determinations are subject to underwriting review.
How long does the application take?
The application is a guided, sectioned process with autosave, so you can complete it in one sitting or save your progress and return.
Who can I contact with questions?
The program team is available throughout the process — see the Contact page for current contact details.
See whether RIA Reserve fits your firm.
Enter your firm’s CRD number to begin the qualification process.
Preliminary eligibility is subject to underwriting review.